Installment Sale Calculator

If you are not interested in buying anything else, an installment sale may be your best option for tax reasons as well as return on investment reasons. Potentially you could only be taxed on a fraction of your gain during the year of the sale. Type in the values listed below for the property you are considering to sell and hit the Calculate button. The net to seller value will come up below based on various down payments.

Note: The calculations are for demonstration purposes only. You should always contact a qualified RealTax adviser for the most accurate analysis of your financial situation.

Fair Market Value

Your property's fair market value will, for all intent and purposes, be regarded as the selling price. Enter the amount that you believe you could get in today's market.

Mortgage Balance

This value should represent the current outstanding mortgage balance. Enter the amount that you still owe on this particular property. If you have more than one mortgage, please include all.

Purchase Price

This value should be the amount you paid when you purchased your property. You may add the cost of major improvements to the original purchase price.

Depreciation Taken

This value represents the total amount of depreciation you have taken on your tax returns since you have owned the building.

Fair Market Value
Mortgage Balance
Purchase Price
Depreciation Taken